Loan Modifications

If you are currently a homeowner who finds that your mortgage is higher than you can afford to pay at this time, you may be in need of a loan modification.  The lender can modify your mortgage payment and reduce the monthly payment by up to 50% of your current mortgage payment.  The Obama Administration introduced the Home Affordable Modification Plan (HAMP) in an attempt to stabilize the housing markets, but they were unsuccessful because the housing markets are anything but stable.  Depending on where you live, you can check with your lender to see if they offer loan modification programs and we can assist you with completing the paperwork.  And yes, there's lots of paperwork required to complete a successful loan modification.  But, we are here to help you and can ensure all of the forms are completed properly, timely and that your loan modification is APPROVED